Reading Reflection

Reading the part where Vikram walked away from a $285,000 portfolio surprised me the most because instead of caring about money, he cared for the people and the suffering that would follow if he continued with his portfolio. Theres a very few people who would even consider doing that. The part that sort of confused me was how a group of ladies got a loan and if one of them couldn't pay, the others would have to chip in. Reading this made me wonder how exactly does this end up working out. What happens if one of the girls are tired of chipping in? This is also a question I would like to ask the offer along with how did he come up with his idea.